Plan for Your Financial Future from our Tax-smart Financial adivisor

Tax AdvisorThe trouble with the future is that it keeps getting closer and closer. Which means, regardless of your current age, income or goals, it's important to begin developing a plan today. At KBO, we like to look at your individual needs before anything else.

  1. Learn about the tools we can offer to help meet your needs.
  2. Find out what is important to you. Meet with your financial advisor to discuss your current situation and resources, along with your future goals.
  3. Determine what is right for you. We'll analyze your information to develop solutions to help you achieve your goals.
  4. Recommend solutions and establish a plan. Your financial advisor will present some options to you based on your risk tolerance, as well as your investment goals and objectives.
  5. Review and refine your plan. From life changes to changes in the economy, it may be necessary to re-evaluate your plan to make sure you are still on track to achieve your goals. Your financial advisor is available at any time to review your situation.

Investment Opportunity: Retirement IRAs and retirement saving plans.

For individuals and businesses. Education Learn about your education savings options and compare different plans. Estate Plans & Trusts Access checklists, frequently asked questions, and financial services for your estate planning and trust needs. Investments Learn the basics of stocks, mutual funds, annuities, and fixed-income investments. Insurance Protect yourself with life insurance, long-term care insurance, long-term disability, and Medicare supplements. KBO financial have over 10 years experience in the following areas: Financial Planning, Investments, Tax Planning, Insurance and Mortgage. KBO financial advisor leads the process, but you ultimately make the decisions - informed decisions based on advice tailored to your own personal goals. For immediate response to your needs, please complete our contact form and one of our professional advisor will contact you within 24 hours.


(Site: Yahoo Finance)
  • 30 Social Security Stats That Might Surprise You -- and Make You Wealthier

    30 Social Security Stats That Might Surprise You -- and Make You WealthierKnowing some of these numbers can help you collect fatter checks in retirement.


  • The Trump tax cuts will benefit investors, not workers, this CEO says

    The Trump tax cuts will benefit investors, not workers, this CEO saysA leaked recording shows the CEO of ADP explaining why workers won't get a bonus from the Trump tax cuts.


  • Melania Trump is brilliantly copying Michelle Obama and becoming the most popular person in the White House

    Melania Trump is brilliantly copying Michelle Obama and becoming the most popular person in the White HouseMelania Trump was spotted wearing Converse sneakers that retail for less than $50. Michelle Obama was also a fan of wearing Converse ? and Trump is no stranger to replicating her look. Creating a more accessible style like Obama's has proved a brilliant political move for Trump.


  • Big American tech companies are snapping up foreign-worker visas, replacing Indian outsourcing firms

    Big American tech companies are snapping up foreign-worker visas, replacing Indian outsourcing firmsU.S. tech companies might be relying more on H-1B workers, according to a new study. This as the study finds Indian outsourcing firms may be losing their stronghold on H-1B skilled worker visas.


  • A 36-year-old who learned to invest like Warren Buffett explains Buffett's No. 1 rule

    A 36-year-old who learned to invest like Warren Buffett explains Buffett's No. 1 ruleDanielle Town, author of "Invested," takes Warren Buffett's advice to heart ? and to the bank.


  • Colorado Was the First State to Legalize Marijuana. Now Its Governor Won't Rule Out Recriminalizing It

    Colorado Was the First State to Legalize Marijuana. Now Its Governor Won't Rule Out Recriminalizing ItColorado Was the First State to Legalize Marijuana. Now Its Governor Won't Rule Out Recriminalizing It


  • The airline famous for its $55 international flights is launching an affordable business class

    The airline famous for its $55 international flights is launching an affordable business classWOW Air is an airline known for its rock-bottom economy class ticket prices. Now the Icelandic low-cost carrier is entering the business class market with WOW premium. The airline is expecting to offer trans-Atlantic fares for half the price of traditional business class tickets.


  • 5 Ways to Guarantee You'll Be Miserable at Work

    5 Ways to Guarantee You'll Be Miserable at WorkCountless Americans are unhappy at their jobs. Here are some of the habits that contribute to this attitude.


  • Russia energy minister: US sanctions pose big risks for w...

    Russia energy minister: US sanctions pose big risks for w...CNBC?s Steve Sedgwick reports on the OPEC meeting happening in Saudi Arabia, including his interview with the Russian energy minister Alexander Novak.


  • Bitcoin Cash is soaring as traders ready for another hard fork

    Bitcoin Cash is soaring as traders ready for another hard forkBitcoin cash is up more than 10% Friday. Track the price of Bitcoin cash in real-time here. Bitcoin cash was up more than 10% Friday, continuing its outperformance of other major cryptocurrencies, as a competing hard fork approaches on May 15.


  • Apple offers battery replacement for some MacBooks after flaws reported

    Apple offers battery replacement for some MacBooks after flaws reported(Reuters) - Apple Inc (AAPL.O) on Friday said component failure in a limited number of MacBook Pros has caused built-in battery to expand, adding, it will offer worldwide free replacement for such batteries. ...


  • Neel Kashkari: Flattening yield curve shows a ?sign of ca...

    Neel Kashkari: Flattening yield curve shows a ?sign of ca...Minneapolis Federal Reserve President Neel Kashkari discusses the U.S. economy with CNBC?s Steve Liesman.


  • Memminger Roadster 2.7 is the ultimate VW Beetle

    Memminger Roadster 2.7 is the ultimate VW BeetleAs charming and cute as classic Volkswagen Beetles are, there's no getting around the fact that they're not especially sleek, nor are fast. At all. That is with the exception of this, the Memminger Roadster 2.7. It's a custom Bug built by a German restoration shop called Memminger. It's low, it has extremely wide, pumped up fenders, and has been turned into a two-seat roadster. It almost looks like a Porsche 356, but bigger. And check out those sweet plaid seats.


  • Southwest Airlines pilot pushed Navy boundaries for flying

    Southwest Airlines pilot pushed Navy boundaries for flyingTammie Jo Shults was determined to "break into the club" of male military aviators. One of the first female fighter pilots in the U.S. Navy, Shults flew training missions as an enemy pilot during Operation Desert Storm, while working with other women to see a rule excluding them from combat flights repealed. Twenty-five years later, Shults was at the controls of the Dallas-bound Southwest Airlines Flight 1380 Tuesday when it made an emergency landing in Philadelphia after one of the engines on the Boeing 737 exploded while the plane was traveling 500 mph (800 kph) at 30,000 feet (9144 m) with 149 people on board.


  • These Are America's Favorite Quick-Serve Restaurants

    These Are America's Favorite Quick-Serve RestaurantsMany major chains didn't rate well in Market Force Information's 2018 survey; respondents tended to favor smaller, regional players.


  • Kushner Cos. subpoenaed by feds after AP report

    Kushner Cos. subpoenaed by feds after AP reportNEW YORK (AP) ? The Kushner Cos. has been subpoenaed by federal prosecutors for information related to an Associated Press report that the company filed dozens of false documents about its buildings in New York City.


  • NASA?s Lunar Space Station Is Almost Here

    NASA?s Lunar Space Station Is Almost HereThe first contract to build components of the ?Gateway? will be awarded next year.


  • Transocean (RIG) Wins Multiple Contracts as Oil Prices Rise

    Transocean (RIG) Wins Multiple Contracts as Oil Prices RiseTransocean's (RIG) strong backlog, which stands at $12.5 billion, reflects steady demand from its customers.


  • GM's relentless focus on profits could mean the automaker pulls out of South Korea sooner than later (GM)

    GM's relentless focus on profits could mean the automaker pulls out of South Korea sooner than later (GM)CEO Mary Barra has exited underperforming markets and won't hesitate to do the same with GM Korea. If you want to understand the difference between "old," pre-bankruptcy and "new," post-Chapter 11 General Motors, look no farther than South Korea. The automaker is currently embroiled in an effort to rescue it money-losing operations there, collectively referred to as GM Korea.


  • Mueller team skeptical of Giuliani claims probe will end in weeks: Gasparino

    Mueller team skeptical of Giuliani claims probe will end in weeks: GasparinoFBN's Charlie Gasparino on reports Deputy Attorney General Rod Rosenstein told President Trump he was not a target of the Mueller investigation and Rudy Giuliani's claims the probe will end in a matter of weeks.


  • 7 Stocks to Buy for Big May Dividend Hikes

    7 Stocks to Buy for Big May Dividend HikesThere are three ? and only three ? ways a company?s stock can pay us: A cash dividend. Everyone loves the dividend, but investors usually don?t give enough love to the dividend hike. For example, if a stock pays a 3% current yield and then hikes its payout by 10%, it?s unlikely that its stock price will stagnate for long.


  • Cigarette Stocks Have Gotten Burned This Week. Could Things Get Even Worse for Big Tobacco?

    Cigarette Stocks Have Gotten Burned This Week. Could Things Get Even Worse for Big Tobacco?Cigarette Stocks Have Gotten Burned This Week. Could Things Get Even Worse for Big Tobacco?


  • 2 black men arrested at Starbucks get an apology from police

    2 black men arrested at Starbucks get an apology from policeRashon Nelson initially brushed it off when the Starbucks manager told him he couldn't use the restroom because he wasn't a paying customer. He thought nothing of it when he and his childhood friend and ...


  • 8 Long-Term Uptrend Stocks to Buy

    8 Long-Term Uptrend Stocks to BuyNetflix, Inc. (NASDAQ:NFLX) has been on a mission, both in reality and in the stock market. As you can see, Netflix stock has been a beast. Over its previous highs and above $330, Netflix stock is basing nicely.


  • Judge in Stormy Daniels Case Prods Cohen to Cite Fifth Amendment

    Judge in Stormy Daniels Case Prods Cohen to Cite Fifth AmendmentA Los Angeles federal judge postponed ruling on a request by President Donald Trump and his lawyer, Michael Cohen, to halt the lawsuit by adult film star Stormy Daniels over her alleged affair with Trump while a criminal probe of Cohen is under way. U.S. District Judge S. James Otero said Cohen may need to file a statement with the court asserting his right against self-incrimination under the Fifth Amendment of the U.S. Constitution to support his request to put the civil case on hold. Otero said he?s not worried that putting the case on hold will disadvantage Daniels, whose real name is Stephanie Clifford, because she has availed herself of ample opportunities to publicly discuss the hush agreement she is suing over.


  • Intel Makes Questionable Claim in Annual Filing

    Intel Makes Questionable Claim in Annual FilingThere is significant evidence to contradict a claim Intel made in its most recent annual filing.


  • Mercedes-Maybach Ultimate Luxury SUV concept shown in leaked images

    Mercedes-Maybach Ultimate Luxury SUV concept shown in leaked imagesJust days ago, we posted the interior teaser image Mercedes-Maybach released of its Ultimate Luxury concept due to be presented at the Beijing Motor Show. Now photos of the entire vehicle, inside and out, have leaked online courtesy of the manufacturer.


  • Watch the Porsche 911 GT3 RS rip through the 'Ring in under 7 minutes

    Watch the Porsche 911 GT3 RS rip through the 'Ring in under 7 minutesOnce again, the 918 Spyder has been eclipsed by a Porsche 911 at the Nürburgring. What it isn't faster than is the Lamborghini Huracán Performante. Plus the Lamborghini is working with an additional 110 horsepower and some wild active aerodynamics compared to the GT3 RS.


  • AT&T Accused of Stealing Streaming-News Technology System

    AT&T Accused of Stealing Streaming-News Technology SystemAT&T Corp. was sued by a tech firm that accuses the largest U.S. provider of pay TV of stealing the startup?s technology for providing online streaming news and interfering with its launch. Dallas-based AT&T reneged on an agreement to invest $100 million in My24hournews.com, which invented a system to deliver streaming news to computers, smartphones and tablets, after making off with its technology, the tech firm said in a lawsuit. AT&T violated agreements with My24hournews.com by ?refusing to fund My24?s launch?? and ?holding My24?s Broadcast Platform hostage,?? according to the complaint filed in federal court in Atlanta this week.


  • Trump rails against high oil prices, OPEC pushes back

    Trump rails against high oil prices, OPEC pushes backWASHINGTON/JEDDAH, Saudi Arabia (Reuters) - U.S. President Donald Trump accused OPEC on Friday of "artificially" boosting oil prices, drawing rebukes from some of the world's top energy exporters. "Looks like OPEC is at it again. Oil prices are artificially Very High! No good and will not be accepted!" Trump wrote on Twitter.


  • Exclusive - Lockheed Martin to propose stealthy hybrid of F-22 and F-35 for Japan: sources

    Exclusive - Lockheed Martin to propose stealthy hybrid of F-22 and F-35 for Japan: sourcesU.S. defence contractor Lockheed Martin Corp (LMT.N) plans to offer Japan a stealth fighter design based on its export-banned F-22 Raptor and advanced F-35 Lightning II aircraft, two sources said. The decision on whether to release parts of the highly classified aircraft designs and software to help Japan stay ahead of Chinese advances will test President Donald Trump's promise to overhaul his country's arms export policy. Japan, which is already buying the radar-evading F-35 to modernise its inventory, also wants to introduce a separate air superiority fighter in the decade starting 2030 to deter intrusions into its airspace by Chinese and Russian jets.


  • How This Couple Lived on $1,000 a Month

    How This Couple Lived on $1,000 a MonthIf you're looking to save money and live well, you might want to take a few notes from this couple. Find out how frugal living helped these newlyweds achieve financial freedom in their 20s.


  • Cryptocurrency Market Surges to $365 Billion, Start of a Bull Rally?

    Cryptocurrency Market Surges to $365 Billion, Start of a Bull Rally?Throughout this week, as CCN reported, the cryptocurrency market has been eyeing a move towards the $350 billion region. Earlier today, on April 20, strong performances of major cryptocurrencies like bitcoin and Ethereum have led the valuation of the cryptocurrency market to surge to $365 billion. Altcoin Season is Back Throughout 2018, amidst extreme volatility


  • FBI Is Barring McCabe From Proving He Told the Truth, Lawyer Says

    FBI Is Barring McCabe From Proving He Told the Truth, Lawyer SaysThe FBI is barring former FBI Deputy Director Andrew McCabe from releasing interview transcripts and other evidence, his lawyer said.


  • Roush unveils gnarly Ford Super Duty F-250

    Roush unveils gnarly Ford Super Duty F-250Roush Performance has launched the 2018 Roush Super Duty F-250, an aggressive off-road truck that adds upgraded, raised suspension, beefier wheels with all-terrain tires and other features to the Ford base model. Roush says it's the first time it has entered the Super Duty market.


  • 2 Turnaround Stocks That Could Fuel Big-Time Gains for Investors in the Coming Years

    2 Turnaround Stocks That Could Fuel Big-Time Gains for Investors in the Coming YearsWhile both companies still have work to do, they're making noticeable progress.


  • Michael Cohen?s Other Woe: Mounting Unpaid Taxes on New York Cabs

    Michael Cohen?s Other Woe: Mounting Unpaid Taxes on New York CabsTaxicab companies owned by Michael Cohen or family members just got hit with nearly $80,000 in new claims for unpaid taxes, according to records filed in New York. The bills show the declining fortunes of some companies linked to Cohen, the longtime personal lawyer to President Donald Trump. Cohen is under a federal criminal investigation into his business and financial dealings that broke into the open this month with FBI raids on his office and residences.


  • Honda program teaches young drivers to use manual transmission

    Honda program teaches young drivers to use manual transmissionWith the manual transmission becoming less common as time goes on, there are fewer opportunities to learn how to use it and subsequently order a car with one. In response to this, Honda hosted an experience in the Los Angeles area near Angeles Crest Highway called "Shifting Gears." There Honda brought out a bunch of its own manual-equipped cars to teach people how to use a manual transmission.


  • This week in Trumponomics: More tax cuts? Seriously?

    This week in Trumponomics: More tax cuts? Seriously?A curious new idea is now circulating in Washington: Republicans need to pass another round of tax cuts before the midterm elections in November.


  • Advanced Micro (AMD) Q1 Earnings: Is a Beat in the Cards?

    Advanced Micro (AMD) Q1 Earnings: Is a Beat in the Cards?Advanced Micro's (AMD) first-quarter 2018 results to benefit from increasing demand for GPUs.


  • Chinese phone-maker ZTE fires back at US

    Chinese phone-maker ZTE fires back at USCNBC's Eunice Yoon reports that Chinese phone-maker ZTE is firing back at the U.S. after regulators there punished the tech company.


  • The Latest: Trump claims vindication after memos released

    The Latest: Trump claims vindication after memos releasedThe Latest on former FBI Director James Comey's memos (all times local): 12:10 a.m. President Donald Trump is claiming vindication after the release of memos from former FBI Director James Comey about ...


  • Higher Law: Your 4/20 Update on Cannabis as a Practice

    Higher Law: Your 4/20 Update on Cannabis as a PracticeWhat do President Trump's statements on marijuana might mean for state-legalization efforts? Plus, California is trying?again?to find a banking solution for cannabis businesses and a marijuana law boutique expands to meet demand.


  • Philip Morris International Inc.: An Industry Goes Up in Smoke

    Philip Morris International Inc.: An Industry Goes Up in SmokePhilip Morris International Inc. (NYSE:PM) shares fell off a cliff on April 19 after the company reported disappointing earnings. The fall was bigger than the disappointment, but it seemed to portend trouble for tobacco generally and took the whole consumer staples sector of the market down with it. The company ? which sells exclusively outside the U.S. and spun-out from Altria Group Inc (NYSE:MO) in 2008 ? had net income of $1.65 billion, $1.00 per share, on revenue of $6.9 billion.


  • Southern Company Leads 6 Dividend Stocks Boosting Payouts

    Southern Company Leads 6 Dividend Stocks Boosting PayoutsA strong start to earnings season helped the S&P 500 Index inch higher over the last week. Several major businesses added to the positive sentiment with announcements of higher dividends.


  • Texas deputy stumbles upon suspect in Vegas picnic shooting

    Texas deputy stumbles upon suspect in Vegas picnic shootingA disgruntled casino employee accused of shooting two executives at a company picnic in Las Vegas planned an escape and spent days on the run before a sheriff's deputy happened upon him sleeping in a car ...


  • Ford Mustang hybrid coming in 2020 [UPDATE]

    Ford Mustang hybrid coming in 2020 [UPDATE]We love driving the Ford Mustang. We've got one ? a GT ? in the Autoblog stable at the moment, and the keys to that V8-powered, rear-wheel-drive beast are highly coveted in the office. Some of us (well, maybe just this particular author) feel a tinge of guilt, though, when we fire it up and lustfully rev the engine. We can't help but think of the fuel it gulps on our spirited commutes home. For those of us with a heavy conscience, it looks like we'll be getting a greener offering in


  • 5 Top Stock Trades for Monday Morning

    5 Top Stock Trades for Monday MorningAs earnings season is starting to pick up pace, here?s a look at some the top stock trades in the stock market. With shares of Apple Inc. (NASDAQ:AAPL) down more than 4% Friday, it?s no wonder tech is having a tough day. Many investors are trying to figure out what to make of Apple?s 7% slide over the past three trading sessions.


  • China trade body urges tighter corporate compliance after ZTE woes: document

    China trade body urges tighter corporate compliance after ZTE woes: documentA state-backed Chinese trade body said compliance is now a core risk for Chinese firms and that the government must speed up the implementation of guidelines on corporate oversight following a U.S. ban on sales to ZTE Corp. U.S. authorities this week forbade American companies from sales to ZTE for seven years, saying the Chinese telecom company had broken a settlement agreement with repeated false statements - a move that threatens to cut off ZTE's supply chain. The ZTE case represents a "milestone" and government leaders should urge the company to boost compliance oversight to ease "disastrous" consequences, the China Council for the Promotion of International Trade (CCPIT) said in a policy proposal seen by Reuters.


  • Apple Inc. Reportedly Doesn't Want to Pay for TSMC's Upgraded Tech

    Apple Inc. Reportedly Doesn't Want to Pay for TSMC's Upgraded TechTaiwan Semiconductor Manufacturing Co. built out its next-generation 7-nanometer manufacturing technology, N7+, with iPhones in mind.



  • Tax Deadline Alert

    Did you know that you could still file your taxes after April 15th?

  • New! E-Services

    Expedite closure on clients' account problems by sending & receiving account related inquiries electronically.

  • Fast & Friendly Services

    Your tax professional is also available year-round for any tax related questions.